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Important Disclosures. Please Read Carefully.
People in serious financial trouble should look into other options or seek professional financial advice.

This website does not offer loans. Moneyzap.com does not offer credit or loans and is not a lender. moneyzap.com connects individuals with lenders or lending partners from a network that includes approved lenders and lending partnerships. moneyzap.com is not responsible or under any circumstances for any lender's actions. It is not an agent, representative, broker, or broker for any lender. moneyzap.com is compensated by its lenders and lending partner, which often uses a ping tree model similar to Google AdWords. The highest bidder is connected with the consumer. moneyzap.com is always free to use. You may have the opportunity to obtain a loan from a tribe lender in some instances. Tribal lenders are subject both to federal and tribal laws, but they are exempt from state law, including usury caps. Please note that tribal lenders may charge higher rates than state-licensed lenders if you have a connection to them. Tribal lenders might require that you agree to settle any tribal disputes. It is important to understand and read the terms of any loan offered by any tribal or state-licensed lender. You should also reject any offer that you are unable to repay or has terms that are unacceptable to you.

This service is not available to all states. You will not be able to connect to a lender/lending partner if you request to do business with a lender in a state that prohibits such loans or where there is no available lender or partner. It is important that you fully understand and read the terms of any loan offered to you by any lender or lending partner. You should also reject any offer that you are unable to repay or has terms that are unacceptable to you.

moneyzap.com and its affiliates may request your information through this website. This could include verifying your social security number, driver's license number, or other identification. It might also review your creditworthiness and continue monitoring your credit status via additional credit checks and other methods. Credit checks are typically performed by Equifax, Experian and TransUnion. However, other credit bureaus, such as Teletrack or DP Bureau, may also be used. moneyzap.com can also share your credit history and information with approved lenders and lending partners.

Disclosure of terms by Lender or Lending Partner

All fees and rates pertaining to the loan you have been offered will be provided by the lenders and lending partners to which you are connected. This includes late-payment fees as well as any fees that may apply. You also need to know the rules and regulations under which you can refinance, renew, or rollover your loan if allowed by law. Lenders and lending partners determine the interest rates and fees for loans based on their policies, underwriting criteria, and any applicable law. moneyzap.com does not have any control or knowledge about the terms of a lender's loan. It is important that you fully understand and read all terms and conditions of any loan offered to you by lenders or lending partners. You should also refuse any offer that you are unable to repay or has terms that you do not like.

Late payments can damage your credit score

You should be aware that late payments or missing payments can have a negative impact on your credit score. You can protect your credit score and your credit history by only accepting loan terms you can afford. You should immediately contact your lenders or lending partners if you are unable to make the payment on time. They will be able to help you with late payments.