Privacy Policy

Introduction

We at MoneyZap, LLC ('The Company,' 'We,' 'Us,' or 'Money Zap') esteem our privacy and are committed to protecting your personal information through the processes enlisted in this Privacy Policy ('Policy').

This privacy policy explores how to educate our visitors on how their personal information is collected, used, shared, and secured. Summarily, this privacy policy answers the questions:

Why?

One of the most important reasons for producing this policy is to disclose to you why we collect and use your personal information. In accordance with Federal laws, consumers have the right to limit part, but not all sharing of their personal information. Similarly, Federal law obliges financial companies (including us) to disclose to consumers how they collect, distribute, and secure their personal information. So please, carefully read this notice to understand what we do and why we do it.

What?

The kinds of personal information we collect and share are based on the type of product or service you have with our company. Such pieces of information may include, but are not limited to;

Transaction and credit history
Income history
Social Security Number
Bank Account Details
Employment information

How?

Every financial company requires and shares your personal information to run its daily business. Below, as you explore this Policy, you will find disclosed how we share and use customers' personal information.

Important Notice

If you do not accept our Privacy Policy and operations pertaining to how Money Zap manages your personal details, you should not visit our Website.

If you do not agree with our Privacy Policy and practices regarding how Money Zap, LLC handles your personal information, you should not use our Website.

By using or accessing this Website, you confirm that you have accepted the terms outlined in our Privacy Policy.

Do ensure to carefully go through the following information as it outlines the type of details we may collect from you or that you may present to us when you visit MoneZap and our practices for collecting, utilizing, managing, securing, and disclosing such information. This policy applies to information we gather on our Website, text, email, and other electronic interactions sent between you and this Website when you communicate with our advertising and applications on third-party websites and services if those advertisements or applications have links to this Policy.

This Privacy Policy may change from time to time according to our volition. Consequently, you should visit the Website and revise the Policy from time to time to verify if any changes have been applied and whether such changes are appropriate. The latest date on which this Policy was updated will be indicated immediately above this Policy.

Electronic Delivery Disclosure

By submitting your information through the internet, you consent to receive some notifications, documents, and/or disclosures electronically. This Consent to Electronic Disclosures or Notifications pertains to the information you provide on this site and any other communications we or our third-party lenders may present to you.

By agreeing to the electronic delivery of disclosures, you accept that we may provide electronic and all other types of communication pertaining to the loan application (the 'Disclosures' ). This consent also pertains to the receipt of electronic disclosures concerning the loan application. This consent does not relate to future transactions that may happen between us. You may withdraw your consent before submitting your information by closing your browser or leaving the website.

E-Consent

By filling out and submitting your information, you:

Accept to provide us with an accurate, complete, and up-to-date email address and other pieces of information required on this website;
Confirm your consent to accept notifications, documents, and/or disclosures from us and any third-party lender in electronic form
Prove your ability to receive and access the notifications, documents, and/or disclosures in electronic format;
Confirm that you've provided an active and working email address through which electronic notifications, disclosures, and/or documents can be sent to you;
Acknowledge that you have read and revised the terms comprised in this Electronic Disclosure Section;
Accept the terms contained in this Electronic Disclosure Section.

You also acknowledge and recognize that all original and electronic notifications, documents, and/or disclosures will be regularly destroyed, but not before the period appointed by regulatory requirements. Records may be electronically stored by scanning, imaging, filming, or any other technology used to store documentation through internal processes or third-party processors or third-party processors approved for these services by us or any third-party lender in our network.

You agree that such storage should be safe and secure and that such records shall, for all purposes, be acknowledged and admissible in evidence or otherwise to confirm the agreements, rights, and obligations of the parties in accordance with any such records. We will hold onto your information for as long as is necessary to provide you services and as is requisite to comply with our legal obligations, settle disputes, and execute our agreements. If you wish to ask that we stop using your information to provide services, kindly reach us via email.

Information We Collect

Any collection of personal data or information via this Website is performed with your permission.

Non-Personally Identifiable Information

We also collect information automatically when you navigate through this Website. We use cookies and log files to collect Non-Personally Identifiable Information ('Non-PII') comprising, but not restricted to, the IP address of the mobile device or computer making the request, the type of browser, and the times you visit this Website and usage details. Please note that IP addresses are not usually related to your personal computer but to a portal through which you log into the internet. Hence, IP addresses are not regarded as personally identifiable information.

Personally Identifiable Information

We may gather PII (Personally Identifiable Information) that you present directly to us, including but not restricted to your first and last name, cellular number, telephone number, physical address, SSN (social security number), driver's license number, date of birth, email address, state of residence and bank account information.

Browser Information

As you interact with and browse across our Website, we may use "Cookies" or automated data collection technologies to collect some pieces of information about your browsing action and partners, equipment, operating system, location data, and internet connection.

Such information collected automatically may include your personal information. We may compound or maintain it with personal information we receive through third parties or collect through other methods. We use cookies to improve this website to deliver an improved and more personalized experience by minimizing unnecessary information you might otherwise get.

From Where Do We Collect The Information?

The pieces of information collected through our website can include, but are not restricted to:

Information You Enter

Credit Score
Social Security Number
Banking account information
Details related to employment and income
Credit history and account balances
Contact information
Transaction history and income

Information From Your Browser

Date/time stamp
Browser type
Internet protocol (IP) addresses
Internet Service Provider (ISP)
Number of clicks
Referring/exit pages

Why We Collect Your Personal Information

While using our website, we may collect some of your personal data and information to:

Provide you with personal loan options, financial products, and/or other solutions that you look for;
Present you with the contents of this website and deliver the services that you've demanded;
Execute our terms and conditions;
Interact with you via email, postal mail, telephone, and/or text message from us, our company's marketing partners, and/or third parties;
Run data and statistical analysis based on how you use this Website;
Provided advertising that aligns with your background and interests;
Execute any other functions otherwise stated to you when you present your information to us.

How We Use Your Information

Information we collect about you from your navigation of this website and the information that you provide (including your personal information) are very useful to us. We use the information we collect about you for the following purposes:

To provide you with the contents of this Website
To provide you with the services you have requested
To decide whether to extend an offer to become an Advertiser or Affiliate with our Network;
To communicate with you via email, postal mail, telephone, and/or text message from our company, marketing partners, or other third parties;
To provide you with advertising that suits your background or interests;
Run data and statistical analysis based on how you use this Website;
To execute our Terms and Conditions;
To execute any other functions otherwise stated to you when you present us with your information

Text Messaging Policy

By providing us with your phone number and opting into our text messaging service, you have automatically given us permission to send you text messages about your loan, including, but not limited to, payment reminders. You may also agree to receive marketing messages concerning other of our services, such as special offers that you qualify for. Your cellular service provider's messaging and data rates may apply to our confirmation message and future messages. We charge no fees for any text messages we send to you.

You are aware that any text messages we send to you may be seen by anyone that has access to your phone. Hence, you must take appropriate steps to secure your phone and text messages if you want them to stay confidential. Please notify us if you change phone numbers or intend to give your phone to someone else.

We will always notify you via text message if we amend this Text Message Policy, and the text message will contain the link to the modified policy. We may discontinue our text message service at any time. If you have any inquiries concerning this policy or have trouble receiving or opting out of text messages, please kindly contact us in other ways.

By opting into our text messaging service, you give your express consent for us to contact you through our employees, agents, and/or affiliates via telephone calls and/or email and/or SMS text messages to your home, cellular, work phone numbers, and any other phone number you provided in relation to this account, including the use of autodialers, automatic telephone dialing systems, or a prerecorded or artificial voice.

Disclosing Your Information

Generally, MoneZap, LLC will never sell, share, or otherwise dispense your personal information without your permission. However, MoneZap, LLC may disclose personal information that we gather or you present to us as captured in this Policy;

To accomplish the purpose for which you provide your information;
To achieve any other purpose disclosed by MoneZap, LLC when you present is with your information;
To assist third-party service providers who help us in running this Website, running our business, or serving our users, provided such information is kept private;
With our partner entities
To obey any law, legal process, court order, and/or regulatory or government request;
As part of the proceedings in cases of liquidation or bankruptcy, to a buyer or successor in the case of a merger, dissolution, reorganization, or divestment of all or some of MoneZap, LLC assets.

Why We Share Information

The table below discloses the actions that can be taken with the information collected from clients:

Reason for Sharing Information	Will it be Shared?	Can You Control the Sharing?
To run our business	Yes	No
To market our business and services	Yes	No
For other companies' marketing purposes	Yes	No

Security and Data Retention

By visiting and navigating through this website, you agree and acknowledge that MoneZap, LLC may keep your information indefinitely. Note that any transference of personal information is at your own risk.

Commitment to Online Security

MoneZap, LLC employs appropriate/suitable techniques to secure your personal information and encrypt vital information like your driver's license number, bank account information, and social security number.

Whilst we do our best to provide adequate security measures for your personal information that we process, manage, and maintain, we cannot guarantee the security of your personal information transferred to and through this Website.

Non-Liability for Acts of Third Parties

MoneZap, LLC utilizes all practicable efforts to secure the privacy of your personal information. Nonetheless, transmissions secured using industry-standard security technology and executed by human beings can not be made to achieve 100% security.

Hence, MoneZap, LLC shall not be held liable for any unauthorized divulgence of personal information by no fault of MoneZap, including, but not restricted to, transmission errors or unauthorized actions by third parties.

Third Party Disclosure

Note that this website may have links to third-party websites, which may have their individual privacy policies that differ and are independently trimmed. We bear no responsibility nor validate or approve any of the practices and activities carried out in or by third-party websites. Consequently, we advise you to carefully study and review the privacy policy posted on any third-party website before providing any personal information.

Permission to Communicate

By submitting your personal information to this Website, you automatically provide your consent to be contacted via telephone, email, postal mail, or text message. If, at any point, you wish to quit all these communication channels, simply follow the instructions provided in the relevant communication.

Amendments or Adjustments

We can change this Policy every once in a while to integrate new industry practices, technologies, regulatory conditions, or for other reasons. We will duly notify you if these changes are implemented on this website, and where obligatory by relevant legislation or regulations, we will seek your permission.

Please, note that the date this Privacy Policy was last updated is specified at the top of this page. Continuing to access and navigate this website after any such changes have been implemented means you have reviewed and accepted any amendments or modifications to this Policy.

Children Below the Age of 18

This website is not meant for children below 18 (eighteen) years old. No person below the age of 18 years may use this Website or provide any information on this Website. For your information, we never deliberately collect personal information from children below the age of 18 years.

Contact Us

If you have an inquiry or contribution concerning our Policy and practices, feel free to contact us.