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Need to Borrow 800 Dollars Now? Get an $800 Loan With No Credit Check for Bad Credit With MoneyZap Today!
Frank Glemstone is MoneyZap's authority on personal loans. He has been a writer and editor at the MoneyZap content team since 2021. Graduated from Texas A&M University with the Master's program in Economics Sciences. Throughout his career, Frank has achieved the Springeropen award nominee for Financial Innovation and won a SABEW award for outstanding knowledge in finance. Frank now lives with his beloved wife and son in Jackson, Mississippi.
Need 800 dollars today? The easiest way to get money fast is to obtain it from the comfort of your home with MoneyZap. Borrow money online with just a few clicks and get approved for a loan quickly and easily. There's no need to visit multiple direct lenders or stand in long lines. At MoneyZap, we help our customers find an $800 loan with no credit check to meet their urgent financial needs.
What Is an $800 Loan?
An $800 loan is a short-term loan repaid within 14-30 days. The money can be deposited directly into your checking bank account within 24 hours. With no credit check and guarantor needed, it's the perfect solution for those facing unexpected bills or expenses.
Can I Apply for an $800 Loan With No Credit Check?
Our lending partners (150+) do not conduct hard inquiries that affect your credit score. The main criterion to qualify for payday loans with no credit check or installment loans is a steady income.
How Can I Borrow an $800 Loan With MoneyZap?
- Step 1: Apply Online. Complete the application form with basic information like your age, address, monthly income, bank account, etc.
- Step 2: Get Instant Approval. We match your requirements with trusted providers so you can get instant on-screen responses.
- Step 3: Receive Funding. If your application is successful, sign a digital agreement and receive direct deposit funding within 24 hours.
Why Should I Borrow $800 Dollars With MoneyZap?
- At MoneyZap, we take the time to understand your situation and credit needs and then match you with a provider who will most likely meet them and grant you a loan.
- MoneyZap finds the top $800 dollar loans for bad credit option that meets your requirements and credit needs. We have a nationwide network of trusted lenders offering repayment plans that you can afford.
- On top of all this, our service is completely free! We also include only soft credit checks that don't affect your credit score. Approved applicants can receive their funds as early as 24 hours after approval or by the next business day.
What Can I Use an $800 Payday Loan For?
The $800 loan can be used for car repairs, home improvement, and rent emergencies.
For instance, you need a little more money than usual to pay for rent this month. But you can't wait to raise funds by the next payday. This is where online $800 payday loans from MoneyZap comes in handy.
It's essential to remember that borrowing the short term loan is not a viable long-term financial solution. These types of loans are for temporary borrowing. We provide fast cash to people who are temporarily short of money. Then, they can repay them in monthly installments on an agreed date.
What Are the Eligibility Criteria for an $800 Loan?
You can apply for a loan if you need to borrow $800 dollars today as long as you meet the following requirements:
- You are 18 years of age or older
- You are an American citizen
- You have a regular source of income
- You have a bank account you can deposit funds into
Loan eligibility criteria may vary by lender, who can require some additional papers like your driver's license or state ID.
How Can I Maximize My Chances of Borrowing $800?
Provide accurate information when filling out our application form, and ensure you are available by phone or email if any follow-up questions arise. Applying during business hours (between 9 am and 5 pm) can also speed up the process.
Can I Apply For an $800 Loan With Bad Credit?
You can apply for an $800 dollar personal loan with MoneyZap regardless of your credit rating. Our trusted lender panel lends to borrowers with all kinds of credit histories. They offer the best interest rates, even with a bumpy history.
We know an incomplete credit report can be problematic when you need a payday loan for bad credit. That's why we consider all applicants, making a challenging time a little less stressful.
Once you have completed and submitted your loan application, the lender will immediately contact you if approved. Once you have agreed to the loan terms, you will sign the contract. Finally, funds will be transferred into your bank account within one business day. Note that banking services are unavailable on weekends and holidays.
Your $800 loan repayments will be debited from your bank account on the same day each month until you pay off the loan and its interest. You and your lender set this date, but in most cases, that date is when you receive your paycheck.
Payments are made in equal amounts, with the option to pay off the loan early. But before changing your repayment plan, be aware of your repayment terms.
It depends on your state's laws and regulations. For example, here is how much an $800 payday loan borrowed for 30 days with an APR of 400% will cost:
- The daily interest rate would be 400% / 365 = 1.096%
- The daily interest charge would be $800 x 1.096% = $8.77
- Finally, the total cost of the loan would be $8.77 x 30 days = $263.10
So, borrowing for 30 days with an APR of 400% would cost $263.10 in interest charges, making the total amount due $1,063.10.
No, submitting a request through MoneyZap will not affect your credit score. But if you apply for a loan and fail to keep up with the repayments, it can negatively affect your credit history. So take out a loan only if you know you can afford it.
Keeping up with your payments will help improve your credit score. It can also build a good history of previous borrowings, increasing your chances of getting accepted for the future.
MoneyZap is a loan aggregator. So if you are approved, we will not directly fund your loan. Instead, we connect you to reputable lenders in our network. We match your requirements and needs to what our partner lenders can offer.
At MoneyZap, you can apply confidently, knowing we keep your information completely confidential. Anything you send us will not be sent or shared with any other company or third party.
So if you’re faced with money issues, MoneyZap has your back. Get the 800 dollars you need to handle any cash emergency. Even with a bad credit score, MoneyZap will accept your application without issue. And this will increase your chances of securing $800 hassle-free.
MoneyZap's similar products are $500 loan and $1,000 dollar loan with bad credit.