MoneyZap - Unsubscribe

Please enter Email for unsubscribe:

Opt Out Email

Please enter Phone Number for unsubscribe:

Opt Out Phone #

Your request to unsubscribe has been received and processed.

We apologize for the inconvenience.

Some error has occurred while submitting the request. Please try again.

Get Started

Phone: (601) 207-9833

Working hours:

Monday - Friday: 8am-9pm EST

Saturday - Sunday: 9am-6pm EST

Address: 2891 Terry Rd, Jackson, MS 39212, USA

Email: [email protected]

NOTICE: MONEYZAP.com domain and website are no longer owned, operated or have any relation to Western Union or Achex. MoneyZap, an quick and easy online payment marketplace, ceased its operations.

Important Disclosures. Please Read Carefully. Short-term loans are financing options meant specifically for emergencies . They are small amounts best suited for only short-term financial challenges and can become expensive if used for long-term expenses.

The owner and manager of MoneyZap LLC do not lend money, neither are they involved in making loan offers or credit decisions related to lending. The website, however, is solely designed to be a connection platform to grant users access to lenders and third parties. Therefore, the website charges no fees for its services nor constrains any of its users to contact any lender or third party involved or receive any credit product or service provided by the lenders.

All information related to credit products and the industry is strictly published on the website for information purposes. MoneyZap does not promote any individual lender, nor does it represent or bear responsibility for the action or nonactions of the lenders. MoneyZap LLC does not gather, store, or have access to the information pertaining to fees and charges related to contacting lenders or/and any loan products.

Short-term loans are not permitted in every state. Also, not all lenders in the network can grant up to $5,000 worth of loans. MoneZap.com does not guarantee that every website user will get approved by any lender for any of our loan products, get matched with a lender, or, if matched, get a short-term loan offer exactly similar to the terms requested in the online application form. The lenders may run a credit check through one or several credit bureaus, involving but not restricted to the major credit bureaus so as to determine creditworthiness and the kinds of loan products to provide.

Direct Lenders in the network may also need to conduct further verifications, including but not restricted to driver's license number, social security number, national ID, or similar identification documents. In addition, the scopes and terms of credit products differ among lenders due to different factors, including but not restricted to the state of residence and the applicant's credit standing, as well as the terms set by each lender personally.

Representative APR. The APR (Annual Percentage Rate) is simply the loan rate computed for a year's term. MoneyZap.com is not a lender and doesn't have any information pertaining to the terms and other details of short-term loan products provided by lenders individually, so MoneyZap LLC cannot present the definite APR for any credit product provided by the lenders.

The APRs differ significantly from lender to lender and across states, and they depend on many factors, including but not restricted to the applicant's credit standing. Extra charges pertaining to the loan offer, including but not restricted to origination fees, non-payment charges and penalties, and late payment fees, as well as non-financial actions like late payment reporting and debt collection actions, may be included by the lenders.

These financial and non-financial actions have no connection with MoneyZap.com, and MoneyZap LLC has no information regarding whatsoever actions the lenders may decide to take. All financial and non-financial charges are to be revealed in any particular loan agreement in a plain and transparent way. The APR is computed as an annual charge, not a financial charge for a short-term loan product.

Late Payment Implications. It is highly advisable to contact the lender if late payment is expected or a possibility. If that is the case, it may imply late payment charges and fees. Federal and state regulations are determined for situations of late payment and may differ from case to case. Every piece of information related to late payment is disclosed in the loan agreement and should be reviewed before signing any relevant document.

Non-payment Implications. Financial and non-financial penalties may be implied in non-payment or missed payment situations. Fees and other financial charges pertaining to late payments are to be disclosed in the loan agreement. Further actions pertaining to non-payment, such as renewals, may be implied with a given consent. The renewal terms are to be disclosed in each loan agreement individually. Extra charges related to renewal may be applied.