Check Cashing Places Near Me: Locator
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Are you looking for places with 24-hour check cashing?
The end month is here, and your employer has just handed you a check. But, you’re in a tight spot financially and need cash now. So, you can’t help but grapple with the question, ‘where is the nearest check cashing place near me?’
A bank account is a perfect location to cash a check. However, it will take a few days, which seems like too long a wait. Well, no need to worry! It’s not always the only option.
There are plenty of check-cashers-near-me options, though not all are open 24 hours. Therefore, a little search on the internet, for “paycheck cashing near me” or “check-cashing place near me open now,” will offer more than enough answers.
For example, if you’re in Washington DC, you can google, check cashing places near me or specify near Washington DC. You’ll get locations close to you that offer that financial service.
A google search offers plenty of options for the nearest check-cashing stores or places willing to exchange the check for instant cash. However, be ready to pay a fee for the service.
Here are Some of The Best Check Cashing Places Open 24 hours:
I researched for a check casher near me, and PLS 24/7 often popped up as one of the places that offer 24 hours check cashing services near me. Research shows, at PLS 24/7, you can cash your check, send free money, and pay bills.
Most emphasized that PLS 24/7 is an ideal check cashing place for personal checks, government checks, paychecks, money orders, and even out-of-state checks.
PLS 24/7 fee is 1% plus $1 charged for recurring government benefits and in-state payroll checks of up to $1,500. Before you transact, confirm the fee information from the store you want to visit.
PLS 24/7 is ideal for those currently residing in Indiana, Illinois, Arizona, Kentucky, California, New York, Massachusetts, Ohio, North Carolina, Texas, Oklahoma, and Wisconsin.
2. Community Financial Service Center
Community Financial Service Center (CFSC) is the second on our list of the 24-hour check cashing near me spots. This center offers check-cashing services during the day and at night. On weekends, they open on Saturdays, and most also open on Sundays. However, always confirm first with your local service provider.
You can use it to access instant money when you get a payroll, government, SSL, social security, money orders, unemployment benefits, veterans’ benefits, and income tax refund checks, etc.
All you will require to get that money is a government-issued ID, photo ID, driver’s license, passport, student photo ID, official foreign country photo ID, work photo ID, official state ID, and more. Also, be ready to provide your personal contact information such as a home address, name, social security number, and phone number.
3. Speedy Cash
When I searched for ‘check cashing places near me open now,’ the third location that came up was the Speedy Cash. These near me check-cashing business locations are also 24-hour service providers.
This is one of the locations that cash a wide range of checks. You can get your employment, personal, money orders, and government checks cashed here. Their financial service fees vary depending on the state, but the minimum fee is $2.
Before giving you the money, Speedy Cash always has to verify your identity and go through the check details, like who wrote it and the amount. Also, they ensure that it has not been tampered with.
Some locations where you can find Speedy Cash services include Washington DC, Chicago, Mississippi, Los Angeles, Alabama, San Diego, Texas, Louisiana, and more.
4. Automated Teller Machines
This is not new to many. An ATM is perhaps one of the widely used 24 hours machines for financial transactions. Most banks allow their customers to deposit or cash a personal check using it. Check with your bank for cashiers and foreign checks before you proceed with this option.
You should have a bank account for you to cash a check at an ATM. That’s because you’ll need to insert your bank debit card into the ATM. Once you insert, follow the instructions on the screen for the check cashing.
Find an ATM near you using your bank ATMs locator. Then verify with your bank that check-cashing services are available before going there.
5. Grocery and Retail Store Customer Service Centers
Retail and grocery stores also offer check-cashing services. Some stores like Walmart are open 24/7, but some stores are not open all through. So always do a quick search before you drive to some of these retail business locations.
Walmart is a huge retail store that offers check-cashing but at a fee of up to $4 for checks up to $1,000. Checks above $1,000 are charged a maximum transaction fee of $8.
To cash a check at Walmart, all you need is to go to a cash register and present your check. Also, provide your valid identification documents.
Walmart can process government, payroll, cashiers’, insurance settlement, tax refund, retirement account disbursement 401(k) checks, etc. Provided it’s a preprinted one, then you can cash it. However, they have a check-cashing limit and so confirm with their customer service department before you transact.
Besides Walmart, you can also get these financial transactions at stores, such as Tops or Winco Foods.
7. Gas Station Travel Centers
There are specific gas stations and gas station travel centers that can get you that quick financial help you seek. All you need is a simple search of ‘check-cashing locations near me- gas stations on the internet.
And, while some gas stations don’t cash directly, they will load your money onto a prepaid debit card. A perfect example of a travel center with check-cashing services is Pilot Flying J and Travel Centers of America.