Privacy Policy

MoneyZap is a publication. You read it the way you read a newspaper: no account, no login, no subscription. This policy explains, in plain language, what information passes between your browser and this site when you do.

The short version

Reading MoneyZap is anonymous as far as the site is concerned. The pages are static documents. They set no cookies, run no analytics, load no advertising scripts, and offer no forms to fill in, so there is nothing for the site to remember about you between visits. The only data generated by a visit is the standard server log every website's hosting infrastructure produces.

What the site collects

Nothing directly. There are no user accounts, no comment sections, no newsletter sign-ups and no contact forms, and no page ever asks for your name, email address or any financial detail. The calculators on the site run entirely in your browser; the amounts you enter are never transmitted anywhere.

Server logs

Like virtually every website, the hosting infrastructure that serves these pages keeps standard access logs. A log entry typically records an IP address, a browser user-agent string, a timestamp and the URL requested. These logs exist for security and operations, such as spotting abusive traffic and diagnosing outages. They are kept for a limited period in line with ordinary hosting practice, are used for no profiling or marketing of any kind, and are the only personal information connected to this site at all.

Cookies and tracking

The site sets no cookies, first-party or third-party. It runs no analytics service, no advertising network, no social-media pixel and no embedded third-party widgets. Fonts are served from this domain rather than a font CDN, so loading a page triggers no calls to outside servers. What you read here stays between you and your browser.

Outbound links

Guides on this site cite government and consumer resources such as the Consumer Financial Protection Bureau, the Federal Reserve, the NCUA and state regulators. When you follow one of those links you leave this site, and the destination's own privacy policy applies. Those policies are generally linked in the footer of each destination site.

California privacy rights (CCPA)

The California Consumer Privacy Act gives California residents the right to know what personal information a business collects, the right to have it deleted, and the right to opt out of its sale or sharing. MoneyZap does not sell or share personal information, and it holds none beyond the hosting logs described above, which are not linked to any identity. California residents who want to exercise a CCPA right anyway can write to the address in the contact section below; requests receive a response within the statutory window.

Children

The site publishes general-audience financial information and is not directed at children under 13. Since it collects no personal information from any visitor, it collects none from children.

Changes to this policy

If the way the site works ever changes, for example if a newsletter or a comment system is added, this policy will be updated before the change goes live, and the "Last updated" stamp at the top of the page will reflect the revision. The current version is always the one published at this URL.

Contact

Questions about this policy, or any privacy request, can be sent to [email protected]. For questions about the editorial content itself, the same mailbox reaches the editor, and the methodology behind the site's figures is documented at how we rate.