Posts by Frank Glemstone

Once in a while, we find ourselves making purchases that exceed our account balance. Whether this was intentional or not, your bank will process an extra fee and add it to the initial debt you owe for over-withdrawing. These charges will apply each time you make a purchase with a…

Three in five renters get behind on rent at least once a year. Yes, you might always tender rent bills when due, but you may have encountered a financial roadblock that prevented you from paying your rent on time. It might result from budget overload, insufficient income, or late salary…

Catching up on overdue bills can be quite tasking, especially if you bank on a single source of income. Fees for late payments pile up, hurting your chances of clearing your debt. If you are faced with this issue, the first thing to do is relax and examine your options.…

While you might feel down thinking your credit card denial is the worst that could happen, remember it’s only one of the numerous financial options. People experience this situation more often than not, regardless of how financially stable they are. For instance, your denial might be the result of an…

If you look forward to a financially stable future, you should do all you can to build your credit score. A good credit score increases your chances of getting a lender to help you during a financial crisis, as it confirms your credibility and strengthens your trustworthiness. An individual with…

Selling used items is one of the best ways to make extra cash while removing clutter from your living space. It is also environmentally friendly compared to throwing them away, adding to the ever-growing landfills. On days when you are low on cash or your paycheck is not forthcoming, you…

Falling back on your car payment can be frustrating, and worse is that it is usually not the only bill you are having a hard time paying. Some even get stuck with repayments on cars they no longer own. Missing your car loan repayment drains your credit score and might…

Are you the type that always hopes to save a few dollars for emergency needs but ends up with unpaid bills at the end of the month? If yes, know that many are in this category. Some take multiple side jobs to make ends meet but end up wondering, “where…

Honestly, finding an affordable daycare in this decade is a challenge, as the cost keeps gradually increasing each year. As a parent, your children’s needs are your responsibility, and you are expected to put them in the care of those capable in times you won’t be available. Be it work,…

The inability to pay utility bills on time is not a one-person issue. According to research, about 12% of the US population fails to pay their water bills. In 2020, 1.5 million households had about $1.1 billion in debt with the water corporation. Water is indeed one of the necessities…