Posts by Frank Glemstone

Is a Payday Loan Variable or Fixed?

payday loan variable or fixed
Each of us has come to a financial dead-end with no funds to fall back on right away. When an emergency strikes, and you must provide money on a quick note, you may consider taking out a loan. Of course, you’ll try to lock in the most convenient rate available…

Loan Forgiveness Programs for Social Workers

loan forgiveness programs for social workers
Salaries in the social work sector vary dramatically despite the increased demand for employees in the field. Even if graduates agree to take on social work as their career, outstanding debt is an immense financial strain. According to the US Bureau of Labor Statistics, the median annual salary of social…

Average Credit Score by ZIP Code

average credit score by zip code
Not many Americans realize that a few different factors can affect their credit score. These range from debt ratio, credit utilization, new credit, and income to family size—but can your ZIP code harm or boost your credit rating as well? Knowing what impacts your credit score is vital when you…

How Many Payday Loans Can You Have in Florida?

how many payday loans can you have in florida ?
Urgent matters and high bills usually hit when you least expect them and call for instant cash. If you are a Florida citizen, payday loans online can provide the necessary funds on short notice. All you need to do to qualify is meet the underlying criteria and fill out a…

All the Whys and Hows Regarding Credit Freeze Cost By State

credit freeze cost by state
Credit freezes keep sensitive data in your credit files safe and fraud-proof. Hence, no criminal can access vital personal information without your specific consent. As a result, you will protect your accounts from fraudulent loan applications, even if your birthdate and Social Security number were exposed. When you decide to…

Payday Loan Interest Rates By State – A Complete Rundown

payday loan interest rates
Most states have passed payday lending laws that loan companies must follow. With many families taking on excessive debt, the Consumer Financial Protection Bureau stood up to protect consumers from high-interest rates and fees. When you opt for a payday loan, ensure you are dealing with a reputable lender. Trusted…

Minimum Credit Score Required for a Car Loan

minimum credit score for car loan
Do you plan to buy a car but don’t have the funds to pay for it? If so, you’re probably considering taking out a car loan. However, getting your hands on a good auto loan offer can seem like a difficult task if you’re dealing with a bad credit score.…

Can I Get a Payday Loan Without a Bank Account?

can i get a payday loan without a bank account
In most cases, having a checking bank account is a prerequisite to apply for a personal loan. Hence, many creditors can turn down your applications for financial products if you don’t own one. Luckily, even if you have no checking account or wonder how to improve your credit score after…

How Much Does Credit Score Affect Mortgage Rate?

how much does credit score affect mortgage rate
Applying for a mortgage requires hard work. You must collect various documents, discuss rates and fees, and fill out application forms. Besides, you must always consider how your credit history will affect the odds of applying for a mortgage successfully. Indeed, a mortgage is the most significant loan most people…