Fast Cash - Quick and Legit Loans From MoneyZap

fast cash online

MoneyZap understands that having access to credit can be challenging for some people. That’s why we strive to help each applicant borrow money online instantly. To do so, we have made our form as straightforward, accessible, and convenient as possible.

As an online loan marketplace, you do not need to attend an appointment with our lender network or visit a brick-and-mortar store to apply. Instead, all you need to do is complete an online application form and find the ideal loan option today.

What Are Quick Cash Loans?

A fast cash loan allows you to apply and receive funds into your account directly and quickly. Typically, a quick loan gets processed within one hour, giving you immediate access to funding when you need it.

A fast loan can be of immense value when strapped for cash. After you receive the money, you can pay for anything, including urgent expenses and bills. Then, you’ll keep your personal finances on track by repaying short-term loans at the end of the month. As for the repayment terms, these will depend on the loan size and your ability to pay your debt.

If you take single payday loans online, you must pay off the loan with your next paycheck. However, terms can stretch up to two years with equal monthly repayments for long-term loans of greater value.

Benefits To Using A Fast Cash Loan

  • Fast and online application around the clock: We are proud to offer our borrowers quick and accessible services. You may apply and submit all your documentation via our website. Most lenders approve personal loans within hours, making them ideal for paying any last-minute bills.
  • Tolerant qualification requirements: The approval criteria for fast cash loans are easy to meet by most consumers. Our lender's no fax payday loans remove the lengthy application process and avoid complex paperwork.
  • Convenient and secure: Once your lender approves your loan, the funds get transferred directly to your checking account no later than the next business day. As a result, quick small loans prove ideal for last-minute and fast repayment of debt.
  • No limits on what you can use the funds: Most personal loan lenders require you to list how you will use the funding. Our partners offer loans that you can use for anything, ranging from emergencies to trips and special occasions.
  • Protect your credit score: Our lenders don’t run any hard credit checks to approve cash advance loans. They offer convenient no teletrack payday loans that are ideal for bad credit scores. Depending on the case, fast cash loans can help you build a low or no credit score.
  • Rapid and flexible repayment plans: Taking out a fast cash loan means you borrow against your income without putting down any collateral. Due to the amount and terms of these loans, you can repay them fast using your next paycheck.

Fast Cash Loan Rates And Fees

The average APR can range from 6% to 36%, depending on the lender and your financial needs and history. Note that the APR may increase for applicants with FICO credit scores below 580.

Each state imposes different regulations when it comes to fees. However, some lenders charge late fees, origination fees, or a prepayment penalty. Be sure to check these costs before committing to a loan!

Predatory lenders who offer one-hour payday loans can charge exorbitant fees, leading to interest rates exceeding 400% in some cases. In short, a $500 loan with a $50 lending fee equates to an APR of more than 260%.

Requirements To Apply For Fast Cash Loans

Unforeseen expenses occur suddenly and quickly—that’s why we believe that getting the cash you need should be just as straightforward! Therefore, if you want to apply for a MoneyZap fast cash loan, you will need to meet these requirements:

  • Be 18 years or older.
  • A verifiable, steady source of income or benefits
  • Have an active checking account.
  • Be a US citizen or permanent resident.
  • Provide a valid phone number and email address.

Apply For A Quick Cash Loan Online With MoneyZap

Above all, applying for a quick loan option is 100% safe and online. If you have no savings account to fall back on and need money fast, follow the steps listed below:

  1. Apply: Fill out the short application form with the essential information and submit it.
  2. Get an instant decision: The system is reliable, and our direct lenders review applications in no time. Expect to receive a loan offer via email or phone.
  3. Receive the money: Once you agree on the terms and the applicable fee, you’ll sign an agreement. You will have the funds available by the next business day.
  4. Repay: You must repay your debt on time to maintain good credit.
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